July 12, 2017

Is There a Perfect Time to Exit My Business?

Last week a prospective client asked me, “Justin, is there really a perfect time to exit my business? Is it really possible to find the right timing?” Looking around right now we know the real estate market is up. Stocks are booming. So perhaps it leads you to think this is that perfect time. The answer isn’t that cut and dry. It needs to be broken down in a couple of different areas to know the answer. The first thing to consider is personal timing. How’s your energy level? As an owner are you struggling to keep up mentally, physically and emotionally? If that’s you, then now is most likely not the best time to sell. Waiting until a business owner is weary and completely zapped of energy only benefits the buyer. As an owner, you want to make a move when you can still drive up the hill. Never while you’re […]
July 6, 2017
mutual funds vs etfs

Which is Better, Mutual Funds or Exchange Traded Funds?

Today’s question discusses the conflicting information published by the industry experts…mutual funds vs ETFs…which is better? That depends on what your portfolio’s particular needs and goals. Statistics cited from: http://www.marketwatch.com/story/why-way-fewer-actively-managed-funds-beat-the-sp-than-we-thought-2017-04-24 http://www.investopedia.com/advisor-network/questions/how-many-mutual-funds-beat-sp-500-percentage-basis-after-operational-fees/ http://money.cnn.com/2015/03/12/investing/investing-active-versus-passive-funds/index.html
October 12, 2016
erasing mortgage debt

Debt Reduction: Fastest way to get out of debt?

Debt reduction isn’t just something the Federal Government needs to work on. We all wonder if we’ll ever pay off the debt we amass and if we do how can we do it quickly? If you’re looking for the fastest way to get out of debt too, here’s a short video. Justin Goodbread, CFP®, Financial Advisor and Wealth Manager with HeritageInvestor.com and FinanciallySimple.com offers some tips to simplify the process. Debt Reduction: Fastest way to get out of debt?  
September 6, 2016

VIDEO: Pay It Off OR Invest It?!

Client Question of the Week: My House… Pay It Off OR Invest? I was recently asked by if I should pay off my house or invest the extra income I have. This is a common question and one that many financial planners receive. If you like the video then please don’t forget to share it with your friends and family. Share it on social media too and stay connected with me for more videos and article for financial improvement of your life. We are working hard to give you the answers to all the questions comes in your mind and gives you financial tips to live your life happily. If you need to ask anything, fill the form. Thanks a lot again for supporting me and watching my videos.
August 9, 2016
VIDEO: Answering a Mom's Question on How to Save Extra Money each Month

VIDEO: Answering a Mom’s Question on How to Save Extra Money each Month

Are you on a tight budget and know you need to save more? If you are like most people, we know we need to save but do not understand how to accomplish this mandate. Justin Goodbread, CERTIFIED FINANCIAL PLANNER(TM) and Wealth Manager with Heritage Investors in Knoxville, TN provides you with a few ‘outside the box’ ideas on how to save additional money without changing much in our daily lifestyle. So in this video article, we answer Sarah’s question: Besides clipping coupons, shopping sales, and budgeting, are there any other creative ways to save money? look into smartphone apps like Acorns use an online “shopping cart” for assessing the item’s need buy in bulk at a warehouse “club” store get benefits by purchasing gift cards get rid of non-required reoccurring monthly expenses If you found this information helpful, SUBSCRIBE to our Youtube channel for more financial news, tips, and information!
May 24, 2016

VIDEO: Financial Steps After the Loss of a Loved One

Financial Steps After the Loss of a Loved One This week we take on the question about what to do after a loved one’s death. take some time to heal avoid penalties on the distribution don’t forget about Social Security benefits update your beneficiaries So above we have given a video lecture about steps to be taken after death (or even divorce). If you did not watch the video yet then watch it now. If you like the video and our article then please tell others about these and spread the knowledge, share it with your family and friends. Come regularly and read our blog and stay connected with us for more cool tips and knowledge.