August 24, 2017
when should you start investing

When Should You Start Investing?

One of my biggest pet peeves as a financial planner is debt. Debt is something I deal with on a consistent basis when it comes to my clients. The question that I get the most concerning debt many times is this: Should I pay off my debt before I start investing?
July 26, 2017
Debt Free Living - Don't Follow These Strategies

Debt-Free Living: Don’t Follow These Strategies!

Debt is one of my biggest pet peeves. I HATE DEBT! Just to give you an idea of how much debt Americans are in here’s a few statistics from NerdWallet, $764 billion in credit card debt, $8.63 in mortgages, $1.17 trillion in auto loans, $1.34 trillion in student loans, and 12.73 trillion in other kinds of debt. The average credit card debt balance is $6,184.16. Households with new auto loans pay an average of $503 a month for 68 months. So you can see, we’re are a long way from debt-free living!
April 5, 2017
erasing mortgage debt

What Debt Should I Pay Off First? A Dentist’s Case Study

Hey, guys! This is Justin Goodbread with Financially Simple. So if there is one question I get quite frequently, it is, “What debt should I pay off first?” In fact this last week I had an entrepreneurial doctor in our office and he recently freed up about $1000 a month. Many people will say, “Use the debt snowball.” It’s a good idea. Some will say, “Knock out the highest interest first.” That’s a great idea and may work for you. Which of these two popular options, if any, will work best for him?
January 15, 2017
5 Financial Do-Overs I Wish I Had

5 Financial Do-Overs I Wish I Had

Whether they’re personal or financial, life always comes with regrets. How many times in life have you uttered the words, “If I could do that over…” Probably many! Just like you I’ve wished for my fair share of do-overs. So as we head into 2018, I’m going to share the five financial do-overs I wish I had, in hopes that you won’t make those same mistakes.
September 8, 2016
fastest way to get out of debt

What’s the Fastest Way to Get Out of Debt?

“A man in debt is so far a slave.” Ralph Waldo Emerson penned this statement in his 1860’s book The Conduct of Life. Over the last 5,000 years, debt has been a bain of human existence. In today’s fast-paced and electronic world, it often seems that we cannot move forward without utilization of our age-old nemesis; debt. According to Nerdwallet, the average U.S. household with debt carries $15,310 in credit card debt and $132,086 in total debt. For many, debt contributes to individual psychological stress and depression. We have all agreed that it’s terrible, but what is the fastest way to get out of debt?
September 6, 2016
Pay It Off OR Invest It

VIDEO: Pay It Off OR Invest It?!

Client Question of the Week: My House… Pay It Off OR Invest? I was recently asked by a client if I should pay off my house or invest the extra income I have. This is a common question and one that many financial planners receive. If you like the video then please don’t forget to share it with your friends and family. Share it on social media too, and stay connected with me for more videos and articles for lifetime financial improvement. We are working hard to give you answers to any financial question that comes into your mind and to give you financial tips to live your life happily. If you need to ask anything, fill out the form. Thanks again for supporting me and watching my videos.