November 10, 2017

Estate Planning 101: What You Need to Know

I have often said, “estate planning isn’t just for the retirees, it’s for you too!” We often think we will deal with the planning of splitting up our assets much later in life, but the truth is, there is no time like the present for estate planning. Even if you aren’t retiring tomorrow, this crucial puzzle piece can mean the difference between worry and peace of mind for those that depend on you.
October 23, 2017

5 Financial Steps for Surviving the Death of a Spouse

The death of a spouse one can be devastating. Every closet you open, every TV show you watch, every holiday reminds you of those that are no longer there. Not long ago, I experienced the tragic losses of my father and uncle. Luckily, I was able to offer my mother and aunt the financial help they needed, along with the emotional support those grieving need. Because this loss is sadly a fact of life, I have dealt with it in my business as well. As a CERTIFIED FINANCIAL ADVISOR™ in Knoxville, TN many of my clients need the same help navigating such a devastating loss.
June 7, 2017

Reasons You Don’t Need an Annuity

In the world of finance, advisors are sometimes scolded for selling annuities. Dave Ramsey is especially popular for doing this. While I agree that annuities aren’t always the best option for every individual. There is a time and place for everything. When you’re trying to keep expenses to the client as cheap as possible, achieve an overall comprehensive plan, which includes everything, their asset protection, savings, investments, taxes, etc., an annuity considered holistically may not be the best recourse. However, I have used annuities for clients. So what are some reasons you don’t need an annuity?
March 22, 2017

Just Lost Your Spouse? What to Do?

One of the hardest situations anyone faces in life is the loss of a loved one, and when that loved one is a spouse, it can leave you baffled beyond just your emotions. Unfortunately, the financial chaos that ensues can be just as overwhelming as the emotional void when you’ve just lost your spouse. That’s why preparing for the inevitable helps you heal faster, at least when it comes to the financial burdens you face.
April 27, 2016

Should a Trust be the Beneficiary of Your IRA? The Pros and Cons

For many Americans, the assets in their Individual Retirement Account represent a significant portion of the wealth they hope to leave to their loved ones. You may have heard that creating a trust and naming it as the beneficiary of your IRA is a good way to direct how your assets are distributed after your death and force your heirs to “stretch” the IRA for generations. However, trusts and inherited IRAs are complex vehicles that have a lot of details to get right. Here are some of the pros and cons of naming a trust as a beneficiary of your IRA.
This website uses cookies to improve your experience. By using this website you agree to our Cookie Policy.
Learn more...