Millennials typically get a bad rap. Ask any baby boomer and you will likely hear how this generation is lazy with no vision. I actually had that very conversation recently with a client that is in his late 70s and very much a traditionalist. While some millennials may fit that bill, I’m finding quite the opposite to be true. The millennials I work with are actually very driven. They’re asking all the right questions to garner as much knowledge as they can about financial issues in a way their parents just never did.
Move over summer; there’s a new wedding guest in town. According to a 2015 survey, wedding bells are now ringing more in the fall than the summer. With the newly crowned wedding season king upon us, this CERTIFIED FINANCIAL PLANNER™ can certainly vouch for the vivid array of colors the Smoky Mountains offer as a wedding backdrop. While the autumn equinox lends a picturesque setting, it may not be any kinder to your wallet than a summer wedding. Nevertheless, there are ways to actually have the wedding of your dreams (whether your Team Fall or Team Summer or anything in between) on a budget. Here are 12 wedding budget tips to keep your expenses under control.
Why I Hired a Financial Planner One of my favorite Warren Buffet quotes is, “Lethargy, bordering on sloth should remain the cornerstone of an investment style. This year we neither bought nor sold a share of five of our six major holdings.” The second richest man in the U.S. is advising us that investing should be boring. Basically, he wants to remind us that there are two major factors to achieving success. The first is time. The other is allocation. Both of which are on your side. And considering his successes, mimicking his investing style probably isn’t a bad idea.
Free stuff. I hear you. Your thinking, “Yeah right!” While getting something for nothing these days just doesn’t happen very often, it does happen. The best part is there are freebies out there that span the free world! They run the gamut from stocks to diapers. Take a look at these and see which ones you want to pocket. Free Stock Trades Since I’m a financial guy, obviously the one I want to start with is stocks! Yep, free stock trading. No need to hire someone, you can absolutely do it yourself (although there are good reasons not to). You can use fee-free trading platforms like Loyal3 or Robinhood. All you do is open an account (both come in apps or you can use a web browser), give some required information and start trading your funds. You can invest as little as $10 on Loyal3, while Robinhood requires no minimum balance. You can also check with more-traditional online brokers to see if they’re running promotions. So get your trading shoes on and go! Free Samples Whatever you’re looking for, there’s likely a free sample somewhere. Many blogs and sites offer free samples. You can nab anything from toiletries to clothing to food, […]