October 5, 2018
Get Started Planning for Retirement

The Steps to Get Started Planning for Retirement for Millennials

Most of the people who come in to talk about retirement are already middle-aged, and the end of their careers is looming within the next decade or so. Sometimes they’re prepared, but more often they’re not. I don’t get the pleasure of working with young couples and individuals as often as I’d like. Yet these people have the opportunity to make the most of their work years. With a little planning, some wise decisions, and a few (minor) sacrifices, they can help get on track for a secure and fun retirement. Add a little luck, and they may even be in a position to extend the fun by retiring EARLY!
September 7, 2018
Financial Planning for Elderly Parents

Are There Options When Financial Planning for Elderly Parents?

Planning for your own retirement is enough of a challenge. Combine that with aging parents that haven’t adequately prepared for their’s and the task is beyond overwhelming. When faced with the task of financial planning for elderly parents, where do you turn? That is precisely the question a client of mine brought to me. His father had recently died, and his mother now faced doing life alone. He came to me asking advice about how to make his mother’s money last for the rest of her life.
August 9, 2018
picking between different retirement plans for small businesses

Retirement Plans for Small Businesses – Which Should You Offer?

As a small business owner, I understand the desire and importance of taking care of your employees. The task of providing for your family and your employees’ families can be daunting. You can do both! However, providing retirement plans for small businesses requires us business owners to be very cost-conscience. This attention to cost needs to be a driving force when looking at the different plans, but not the only consideration.
July 6, 2018
comprehensive wealth strategy is like playing chess

Using a Comprehensive Wealth Strategy to Financial Goals

I typically start my day by reading emails. I generally have tons of emails from companies wanting me to sell their products to my clients. I receive emails from Real Estate Investment Trusts, Cash Value Life Insurance companies, ETF’s, Stocks and mutual funds. I even get emails trying to get me to push individual stocks and annuities! These sales pitches just aggravate me. Let me explain why. RANT WARNING!!!!
June 29, 2018
sell your business to employees using an ESOP

Should You Sell Your Business to Employees? ESOP Pros and Cons

When it comes to transitioning yourself out of your company, one way is to sell your business to employees. A method of doing this is by setting up an ESOP, or an Employee Stock Ownership Plan. Although the implementation can get complicated, ESOPs can offer sellers and employees many benefits over other stock buyouts. Let’s discuss the pros and cons of this particular way to sell your company.
June 14, 2018
using retirement funds to buy real estate

Thinking About Using Retirement Funds to Buy Real Estate? Think About This First!

When looking for investment strategies to help you increase your retirement, one of the hottest options out there right now to invest in is individual real estate. Pundit after pundit is screaming, “Buy real estate! Buy real estate!” And while I don’t necessarily disagree with this concept, I do have a few suggestions to make before you start using retirement funds to buy real estate investments.