March 7, 2019
target date fund million dollar investing mistakes

Are You Making a Million Dollar Mistake by Investing in Target-Date Funds?

Last week I was meeting with a client, and we discovered a one million dollar mistake specifically related to Target-Date Funds in his 401(k). Are you making the same mistake? Let’s dig in and find out.
March 5, 2019
Why You Will Never Retire to a Life of Leisure

3 Reasons Why You Will Never Retire…to a Life of Leisure

We all have hopes and dreams for retirement — traveling, relaxing, playing golf every day. Personally, I see myself sitting on a beach after a morning of wetting a line (a.k.a. fishing)… basically enjoying the vacation life every day. However, unless you take necessary steps you simply won’t be able to retire to the full lifestyle they often picture in TV commercials and magazine ads.
February 28, 2019
Should I invest in my small business?

I Made Extra Money…Should I Invest in Myself or Invest in My Small Business?

Small businesses are a driving force in American Society. With more than half of Americans either owning or working for a small business, it makes sense to celebrate those hard-working entrepreneurs hoping to make a difference. As a small business owner myself, I understand the struggle so many face, and I’d like to offer this small piece of advice to my fellow go-getters. If you make extra money this year, instead of investing more money in your business, invest it in yourself first. Let “slow money” be your greatest resource when it’s time to wind things down. Let me explain.
October 5, 2018
Get Started Planning for Retirement

The Steps to Get Started Planning for Retirement for Millennials

Most of the people who come in to talk about retirement are already middle-aged, and the end of their careers is looming within the next decade or so. Sometimes they’re prepared, but more often they’re not. I don’t get the pleasure of working with young couples and individuals as often as I’d like. Yet these people have the opportunity to make the most of their work years. With a little planning, some wise decisions, and a few (minor) sacrifices, they can help get on track for a secure and fun retirement. Add a little luck, and they may even be in a position to extend the fun by retiring EARLY!
September 7, 2018
Financial Planning for Elderly Parents

Are There Options When Financial Planning for Elderly Parents?

Planning for your own retirement is enough of a challenge. Combine that with aging parents that haven’t adequately prepared for their’s and the task is beyond overwhelming. When faced with the task of financial planning for elderly parents, where do you turn? That is precisely the question a client of mine brought to me. His father had recently died, and his mother now faced doing life alone. He came to me asking advice about how to make his mother’s money last for the rest of her life.
August 9, 2018
picking between different retirement plans for small businesses

Retirement Plans for Small Businesses – Which Should You Offer?

As a small business owner, I understand the desire and importance of taking care of your employees. The task of providing for your family and your employees’ families can be daunting. You can do both! However, providing retirement plans for small businesses requires us business owners to be very cost-conscience. This attention to cost needs to be a driving force when looking at the different plans, but not the only consideration.