July 6, 2018
comprehensive wealth strategy is like playing chess

Using a Comprehensive Wealth Strategy to Win the Battle

I typically start my day by reading emails. I generally have tons of emails from companies wanting me to sell their products to my clients. I receive emails from Real Estate Investment Trusts, Cash Value Life Insurance companies, ETF’s, Stocks and mutual funds. I even get emails trying to get me to push individual stocks and annuities! These sales pitches just aggravate me. Let me explain why. RANT WARNING!!!!
June 29, 2018
sell your business to employees using an ESOP

Should You Sell Your Business to Employees? – Pros and Cons of ESOPs

When it comes to transitioning yourself out of your company, one method is to sell your business to employees. A method of doing this is by setting up an ESOP, or an Employee Stock Ownership Plan. Although the implementation can get complicated, ESOPs can offer sellers and employees many benefits over other stock buyouts. Let’s discuss the pros and cons of this particular way to sell your company.
June 14, 2018
using retirement funds to buy real estate

Thinking About Using Retirement Funds to Buy Real Estate? Think About This First!

When looking for investment strategies to help you increase your retirement, one of the hottest options out there right now to invest in is individual real estate. Pundit after pundit is screaming, “Buy real estate! Buy real estate!” And while I don’t necessarily disagree with this concept, I do have a few suggestions to make before you start using retirement funds to buy real estate investments. 
May 31, 2018

What is an IRA?

With close to 65% of Americans failing at saving for retirement, perhaps one of the reasons why is that they don’t understand the investment choices that are available. For example, just the other day I had a young investor call me and ask, “Justin, what is an IRA?” Maybe you’ve wondered that very same thing. Well today, we’re examining the details of IRA’s for you.
May 10, 2018
pay off 401(k) loan

Should I Pay Off My 401(k) Loan?

There are times when you need to come up with cash fast. When that happens, taking a loan out of your 401(k) may be a good option for you. After taking out a first position mortgage and second position mortgage, some clients found themselves in this exact situation. So they turned to their 401(k) to finish coming up with the money they needed.
April 19, 2018
making a huge mistake

Are You Making a HUGE $350,000 Mistake Taking Money Out of Your Retirement?

Pulling money from your retirement account could cost you more than you think. No matter how small the amount, it could be costly to your future. Most people will judge the value of a financial advisor by how big or how great their portfolio performance. However, I’m here to tell you that’s not always the case. A true wealth planner someone who can look holistically at someone’s wealth can save you a ton of money. Let me explain.