When it comes to owning a business, it’s been stated that 80-90% of our net worth is tied up in our company. Many times business owners will go out and hire an investment advisor and pay them 1% to manage a small portion… with the business not included in this mix. Yet, investment advisors often don’t include your biggest asset – the business. We must have an understanding of exactly how a small business is valued so as to add it into the overall wealth planning process.