March 1, 2016

Asset Allocation: There’s More to it Than You Think

Balance among types of investment is as important as the balance among individual stocks and bonds. Just as individual companies and investments may do better or worse, various areas of the economy may also fare well or poorly. Of course, you prefer for all of your investments to strike gold, but that doesn’t happen for even the savviest among us. Instead, we have to plan for the occasional hiccup in our portfolios. In other words, we must diversify. By balancing among different types of investment, different durations of investment, and different weighting of risk and reward, we attempt to maximize the money coming in while protecting ourselves from the inevitable ups and downs of individual investments and markets. This strategy is known as diversification, and it is familiar to most of us. We look for the balance that comes from dividing our investments between stocks and bonds or between big […]
February 11, 2016

Is It Time to Sell My Stocks?

With the volatile markets, should I sell my stocks?