December 20, 2016

8 Must Do Financial Moves for the Young Adult

Hey, this is Justin Goodbread with financiallysimple.com bringing you 8 points that you must do if you’re just getting started. 1. The first thing we have to do is to learn self-control. You say ‘Wait a second! What do you mean learn self-control?’ Look, we’re no longer a kid anymore. I once heard a wise woman say, ‘Where you’ll be five years from now is determined by the books you read and the things you do today.’ You must take control of yourself. 2. Your financial future is YOUR responsibility; no one else’s; it’s not the government’s, it’s not mom and dad’s, it’s not mine, it’s not your brother’s, not your boss’; it’s YOUR responsibility. 3. Always know where your money is going. Have a budget; track where your revenue is going. 4. Start an emergency fund. Set aside a little bit of cash, where you can’t get to it unless there’s an emergency. 5. This is an important one. Start saving now for retirement. Don’t wait; even if it’s $25 a month. Do realize that $25 a month, over 30 years will be $75,000? Start a retirement fund. 6. Learn taxes and get a grip on them. You will […]
December 20, 2016

Video: Top 5 Money Moves for a First-Time Parent

Hey, this is Justin with financiallysimple.com bringing you five must do’s if you’re a first-time parent. Congratulations! You just had a new baby. The world has changed. I’ve been there. I remember when my first little baby was born. Savannah Marie changed my world.  Here are five things you must do when you bring home baby:   The first thing is we have to save and budget. Formula is expensive and until you’ve bought it every day for six months straight you can’t even imagine the toll it will take on your finances. Budgeting is a must. Start saving and if you aren’t already, start budgeting. One day they’re going to grow up. They’re going to go to college. IN today’s world a college degree is a must. Start saving now. Even if it’s just $10 a month, save. It will add up for college one day. You can always increase it later. If you can afford to do more, do more now. But start saving for college NOW. You have to have to have to have to have to have to have life insurance! It’s a MUST!!! There’s no if’s and’s or but’s. You have to have it! You have […]