August 3, 2016
Stock Market Highs

What to do during Stock Market Highs

Both the DOW Jones Industrial Average and S&P 500 have reached all time highs in recent weeks, which may have sent your stocks skyrocketing, but as we’ve seen in the past, the stock market highs and lows are anybody’s guess. In May of 2000, the S&P closed at 1,537 and then just over two years later bottomed out to 777. As the markets recovered, we saw yet another big gain in October of 2007; only to watch the bubble burst yet again a year and half later when the S&P closed at 677. Now with closing numbers over 2100 being recorded in July of this year, you may be asking yourself what should I do?   Review and rebalance your portfolio With the markets at an all time high, the first thing you to assess is, where you are in your retirement? If you’re still 15-20 years away, you may want to rebalance and forget about it or you may want to sit still and hold on tight. However, if you’re creeping into the 5-10 year range, it may be time to pull back a little. For example, let’s say you’ve got 80% invested in stocks, now may be a good […]
May 21, 2016

Stocks Drop on Retail Earnings Woes

Stocks Drop on Retail Earnings Woes WEEKLY UPDATE – MAY 16, 2016 “Stocks Drop on Retail Earnings Woes”, Stocks fell again for the third week in a row, driven lower by poor earnings reports from some major department store retailers. For the week, the S&P 500 lost 0.51%, the Dow fell 1.16%, the NASDAQ dropped 0.39%, and the MSCI EAFE lost 0.46%.[1] Despite a growing economy and strong labor market, Americans didn’t shop as much as retailers expected last quarter, leaving some puzzled over the disconnect. Many retail giants posted dismal earning results for the first quarter. Among the problems: same-store sale declines, falling traffic, and an inability to predict apparel trends.[2]  Even industry insiders aren’t sure what’s going on, and some say that the retail doldrums are bringing back memories of the last recession. However, economists may have some answers. Though consumers are doing much better than they did in the immediate post-recession recovery, some worry lingers, causing people to save more instead of spending. As the cost of housing and healthcare has increased, many Americans also don’t have as much discretionary money to spend.[3] The good news is that Americans are still spending-just not the same way they […]
February 16, 2016
My Emotions and Investing

My Emotions and Investing – Financially Simple

Do your emotions yield positive results in the investing world? More than likely not...