December 20, 2016

Video: Top 5 Money Moves for a First-Time Parent

Hey, this is Justin with bringing you five must do’s if you’re a first-time parent. Congratulations! You just had a new baby. The world has changed. I’ve been there. I remember when my first little baby was born. Savannah Marie changed my world.  Here are five things you must do when you bring home baby:   The first thing is we have to save and budget. Formula is expensive and until you’ve bought it every day for six months straight you can’t even imagine the toll it will take on your finances. Budgeting is a must. Start saving and if you aren’t already, start budgeting. One day they’re going to grow up. They’re going to go to college. IN today’s world a college degree is a must. Start saving now. Even if it’s just $10 a month, save. It will add up for college one day. You can always increase it later. If you can afford to do more, do more now. But start saving for college NOW. You have to have to have to have to have to have to have life insurance! It’s a MUST!!! There’s no if’s and’s or but’s. You have to have it! You have […]
August 3, 2016

5 Estate Questions to Ask About Real Estate

Preparing your estate in advance is one of the greatest gifts you can give your family. Many estates include real estate in the form of a primary home, vacation home, and other family properties. While inheriting a property can be a wonderful legacy, it also comes with obligations that heirs may be unprepared or unable to fulfill. If you intend to leave real estate to your heirs, ask yourself these five questions to help avoid creating problems for your loved ones. 5 Estate Questions Will the Property Have a Mortgage? If the property comes with a mortgage or home equity loan, your heirs will need to negotiate with the lender to satisfy the terms of the loan. In many cases, they may need to sell the property to pay off any loans if financial provisions aren’t made elsewhere in the estate. Life insurance is one option for giving loved ones the cash needed to satisfy final debts. What Are the Tax Considerations? If you leave a large estate, your heirs might end up owing state and federal estate taxes on their inheritance. Make sure that your heirs have the financial resources they will need to satisfy the tax bill. If […]
June 3, 2016

What Should I Do When the Stock Market is Going Up and Down?

What Should You Do in a Volatile Market? The stock market moves up and down; sometimes rapidly. Justin Goodbread, CFP(R), addresses what we should and should not do in volatile markets. Knoxville based Wealth Management Firm Heritage Investors works with select successful business owners and retiree’s by building comprehensive financial plans. So above we have give you the tips on what to do or what not to do when stock market moves up and down. If you not watched the video yet then please watch it now for the full tutorial. If you like our videos then share it with your family and friends and support us to provide you such useful information continuously. Thanks a lot for landing on this video post about “What Should You Do in a Volatile Market?”.
May 24, 2016

VIDEO: Steps After Death or Divorce

Steps After Death or Divorce Steps After Death or Divorce Justin Goodbread, CERTIFIED FINANCIAL PLANNER (TM), with Heritage Investors, a wealth management firm in Knoxville TN addresses steps to take after death or divorce. So above we have given a video lecture about steps to be taken after death or divorce. If you not watched the video yet then watch it now. If you like the video and our article then please tell others about these and spread the knowledge, share it with your family and friends. Come regularly and read our blog and stay connected with us for more cool tips and knowledge.