May 10, 2017
Sell in May and Go Away

 “Sell in May and Go Away”?? Maybe Not!

If you’ve invested for any length of time in your life, you’ve most like heard the term, “Sell in May and go away.” As simple as it sounds, it may not give you the results you’re looking for when it comes to investing. Historically speaking, stocks often provide their lowest returns between May and October. Nevertheless, after the 2016 presidential election, it’s clear to see that this market is anybody’s guess. The market could be overvalued right now, which will result in the typical correction. However, no one saw Donald Trump winning the election. In light of a year of what ifs, here are five fantastic reasons to hold your stocks instead of selling this year. Don’t Sell in May and Go Away 1. We see a strong market so far in May. We’re seeing well over 20, 0000 on the DOW. The NASDAQ and S&P 500 are both hitting highs. Did you know over the last 67 years, the S&P 500 manifested a long-term trend-line 48 times despite, heading into this weak period? The gain is around 2.8% now. That’s double the average for all years. 2. Remember that the market is global. Look beyond what they U.S. market is doing. The […]
August 23, 2016

NASDAQ Posts Eighth Week of Gains

NASDAQ Posts Eighth Week of Gains WEEKLY UPDATE – August 22, 2016 The S&P 500 and Dow ended last week slightly lower, but the NASDAQ posted an eighth straight week of gains for the first time since 2010.[1] For the week, the S&P 500 lost 0.01%, the Dow fell 0.13%, the NASDAQ gained 0.10%,and the MSCI EAFE lost 0.64%.[2] What is the Fed thinking? Minutes from the July Federal Reserve Open Market Committee meeting showed that officials are split about the economic outlook and when to raise interest rates. Hawkish rhetoric from Fed members who favor a rate hike soon could push the central bank into raising rates as early as September. More dovish officials aren’t convinced that tepid inflation will rise to the Fed’s 2.0% objective and favor a wait-and-see approach to raising interest rates.[3] After several months of strong labor market gains, some economists think the economy is close to full employment and central bankers should move soon to put on the brakes by raising interest rates. If the economy gets overheated, prices could rise too much and push the economy into a boom/bust cycle that federal officials are anxious to avoid. While a few years of outsized growth […]
June 28, 2016
Why you will never retire! “Why you will never retire!” Let’s find out. We all have hope and dreams—travel, relaxing, paying golf every day or for me personally sitting on a beach after a morning of wetting a line (a.k.a. fishing)…basically enjoying the vacation life everyday.  Whatever you’re dreaming of could be nothing more than a pipe dream unless you take the necessary steps. According to a recent survey, half the households in America have saved less than $10,000 for their retirement income.  Whether they’re just overspending or planning to live off social security, most people aren’t saving enough to retire plain and simple. So what’s the reason for this trend? 1. We start saving to little too late  Most people spend their years in college and come out in their early 20s. Then they get into their 30s and their trying to find that new job, buying their first house, getting married, having babies. Somewhere between their 30s and 40s life seems to be getting a little better…maybe they get a pay raise at work…and now they go out and go in BIG DEBT buying brand new fancy cars, big fancy toys, big fancy houses, etc. and they still aren’t looking toward retirement. […]
May 30, 2016

What’s the worth of a CFP ®? – Financially Simple

“What’s the worth of a CFP ®?”, In a meeting this last week, I was posed with the question by a dentist.  “How can I measure the worth of a financial planner?” This question was asked by a very knowledgeable and informed client.  This dentist was intently trying to understand a quantitative measurement for the hiring of an wealth manager.  This question resulted in an intense research for quantitative measuring tools.  Here is what I discovered…. What you don’t know can definitely hurt…especially when it comes to comprehensive wealth and retirement planning. That’s why working with a CERTIFIED FINANCIAL PLANNER™ could make all the difference in the world. Here’s how worth of a CFP CFP’s® are making a difference for those that choose to work hand in hand with one. According to a recent survey, of those that are within 15 years of retirement, a whooping 76% are stressed when it comes to their savings and investments. However, those working with a CFP® aren’t experiencing the same lack of confidence. With and Without Investors Confident with plan Happy with plan With an advisor 91% 92% Without an advisor 44% 44% Not only are those that work with an advisor stressing less about […]