July 19, 2018
Second-to-die Life Insurance

A Second-to-die Life Insurance Policy Can Help Reduce Estate Taxes

If you have ever shopped for life insurance, then you know it can be quite overwhelming. There are many different options. Two of the most popular are term insurance and whole life, both of which you have likely heard of. However, today, I’m introducing you to another type of life insurance policy. The second-to-die life insurance policy is a policy which is often employed as part of an estate plan. 
November 24, 2017
charitable remainder trust

Is a Charitable Remainder Trust for You?

Did you know that you could sell a business or a highly appreciated asset and not pay a dime in taxes? I know what you are thinking. Yes, it does sound too good to be true. However, this is not one of those cases. It is absolutely possible with a charitable remainder trust. Check out this video to find out how! 
November 10, 2017
estate planning

Estate Planning 101: What You Need to Know

I have often said, “estate planning isn’t just for the retirees, it’s for you too!” We often think we will deal with what to do with our stuff much later in life, but the truth is, there is no time like the present for estate planning. Even if you aren’t retiring tomorrow, this crucial puzzle piece can mean the difference between worry and peace of mind for those that depend on you.
October 23, 2017

5 Financial Steps for Surviving the Death of a Spouse

The death of a spouse one can be devastating. Every closet you open, every TV show you watch, every holiday reminds you of those that are no longer there. Not long ago, I experienced the tragic losses of my father and uncle. Luckily, I was able to offer my mother and aunt the financial help they needed, along with the emotional support those grieving need. Because this loss is sadly a fact of life, I have dealt with it in my business as well. As a CERTIFIED FINANCIAL ADVISOR™ in Knoxville, TN many of my clients need the same help navigating such a devastating loss.
August 1, 2017
2017 Estate and Gift Tax Limits

Estate and Gift Tax Limits for 2017

We all want to leave a legacy. When it comes to money though, the IRS has some say so, meaning there are some tax ramifications to transferring your wealth. Here are the estate and gift tax limits for 2017 you may need to know.
June 7, 2017
reasons you don't need an annuity

Reasons You Don’t Need an Annuity

In the world of finance, advisors are sometimes scolded for selling annuities. Dave Ramsey is especially popular for doing this. While I agree that annuities aren’t always the best option for every individual. There is a time and place for everything. When you’re trying to keep expenses to the client as cheap as possible, achieve an overall comprehensive plan, which includes everything, their asset protection, savings, investments, taxes, etc., an annuity considered holistically may not be the best recourse. However, I have used annuities for clients. So what are some reasons you don’t need an annuity?