September 19, 2019

Group Health Insurance for Businesses

In my last post, I uncovered some of the mystery about individual health insurance. With physicians’ fees, cost of treatment, and time lost due to illness, healthcare costs can add up quickly. So it’s vitally important as a business owner to protect yourself and your employees from these expenses as well as to provide them with the care they need to rebound as soon as possible. Just like individual health insurance, group plans can be confusing and are often vague in their pricing. It’s my goal to provide you with the group health insurance information that you need to make a confident and informed decision for your business’ needs.
September 17, 2019

Individual Health Insurance 101

Recently, I had the opportunity to sit down with a friend of mine to discuss health insurance. Admittedly, this is one of my least favorite insurance subjects just because it is so unclear. Individual plans are often confusing in their pricing, while group plans are rarely a “one size fits all” option. It always seems that no matter which type of plan you choose, someone is unhappy. However, individual health insurance is a vital piece in your business’ risk management puzzle. With that in mind, let’s unwrap the confusing world of individual health insurance.
September 12, 2019

Long-Term Care Part II – Insurance Options For Small-Business Owners

Recently, I discussed the huge impact that our need for long-term care has on our friends, our family, and on our business. The statistics paint a pretty clear portrait of just how wide-ranging the causes and the individual needs for long-term care can be. With that in mind, I’ve put together some long-term care insurance options for the small-business owner.
September 3, 2019
Business Overhead Disability Insurance: What To Know Before You Buy

Business Overhead Disability Insurance: What To Know Before You Buy

Insurance isn’t always the most exciting topic for discussion. In fact, it usually means we are bringing up the things nobody wants to think about. However, having the proper coverage is an essential risk management strategy for you and your business. Recently, I talked about the importance of having personal disability insurance, but what about protecting your business in the event of a life-changing catastrophe? That is where business overhead disability insurance is an invaluable piece of protection.
August 20, 2019
Life Insurance to Fund Retirement

Should I Purchase a Life Insurance Policy to Fund My Retirement?

Today, I want to discuss using a life insurance policy for retirement funding. There are plenty of people out there selling this as a sound financial strategy to avoid the penalties of early withdrawal from a more traditional retirement plan. Let’s go over this and see if a life insurance policy is really the best way to fund your retirement.
August 20, 2019
Personal Finance for the Business Owner

Personal Disability Insurance – Policy Types Needed by Business Owners

In my early career, I didn’t really see the value of personal disability insurance. I was young, fit, and felt that I could conquer the world. However, now that I have a family and have the responsibility of owning a business, I recognize not just the value of such disability coverage, but its absolute necessity as well.