Since becoming a CERTIFIED FINANCIAL PLANNER™ in 2006, I’ve worked with hundreds, possibly thousands, of business owners. Eventually, their questions start to sound familiar, especially when they start asking me about their home mortgages. I’ve heard, “Justin, how much should I put down on my house?”. Others ask, “Hey Justin, should I finance 100% of my mortgage or not?”. Similarly, other clients ask, “Justin, should I move the equity from my current house to my next house?”, or “Is it better for me to take out a 15-year mortgage or a 30-year mortgage?”. Whether my clients are asking me about ARM loans, balloon notes, down payments, mortgage terms or the like, they’re all asking me the same basic question. What type of mortgage should a business owner have on a house?