Understanding the basics of money principles is always a great place to start making your life… Financially Simple.

February 19, 2019
Are Investment Brokers Worth the fees

FEES! FEES! FEES! Are Investment Brokers Worth It?

Are investment brokers worth the fees they charge? Ask any investor this question and you likely receive one of the three very short responses: No, maybe, or yes. I will be the first to admit that I have asked myself this question on multiple occasions. Recently I was reviewing a prospective client’s investment account and asked, “Why is she even paying this person?”
February 14, 2019
peer to peer lending

Peer to Peer Lending: An Alternative Source for Loans

Being a business owner often means needing capital, and sometimes you just don’t have the extra money you need. There are times you will want to turn to a traditional financial institution (i.e. a bank or credit union) for help, and there are times that may not be your best option. That’s where peer to peer lending (P2P) could come in. This alternative lending practice has been around for years but has risen in popularity over the last few. However, is it right for you and your business?
August 23, 2018
Top Budgeting Apps and Their Drawbacks

5 Top Budgeting Apps – Their Drawbacks and Benefits

With today’s ever-advancing technology, tracking your finances has never been easier. No matter what route you’re hoping to take with your fiscal matters, there’s likely a website or app to help you get there. Here are my five top budgeting apps that can and will help you keep tabs on your money. 
June 21, 2018
day trade stocks

“Should I Invest in Individual Stocks?”

So you want to invest? AWESOME!!  Maybe you have been reading a cool blog like mine or perhaps you had a friend tell you about this wonderful wealth building tool! Regardless, it will not be long before you question if you should buy individual stocks. With the bull market we are currently riding, there are many people that would tell you that it is a good idea. But is it really?
June 4, 2018
summer job taxes

Do I Have to Pay Taxes at a Summer Job? Tax Tips for Teens

It’s great that you are getting a summer job! But when you’re anticipating getting that first paycheck you might be wondering to yourself “do I have to pay taxes at a summer job?” Even a part-timer like you is expected to pay the US Government their due. Yes, life is not always as Financially Simple as we would like. Here is some helpful info dealing with taxes for specific summer jobs:
May 31, 2018

What is an IRA?

With close to 65% of Americans failing at saving for retirement, perhaps one of the reasons why is that they don’t understand the investment choices that are available. For example, just the other day I had a young investor call me and ask, “Justin, what is an IRA?” Maybe you’ve wondered that very same thing. Well today, we’re examining the details of IRA’s for you.