Understanding the basics of money principles is always a great place to start making your life… Financially Simple.

May 31, 2019
Life-Changing Events Is it Time to Revisit Your Budget

Is it Time to Revisit Your Budget? 12 Events That Make it A Requirement

In How Much Should I Pay Myself from My Business, I advised business owners to build a personal budget to determine how much money to take home from their company’s proceeds. Yet, life happens. Sometimes, you have to adjust your income to cover increased or unexpected expenses. Other times, you may not need to take home as much income because you’ve paid off some of your monthly expenses. Budgeting is not a one-and-done exercise. It’s an ongoing process that you must reevaluate occasionally so that you and your financial advisors can determine the best tax planning strategies for you. So, just how often should you revisit your budget?
May 7, 2019
Investing Apps - This Financial Planner's Favorites

3 Investing Apps – This Financial Planner’s Favorites

As a CERTIFIED FINANCIAL PLANNER™, I’m always looking for ways to increase the overall net worth of my clients as well as myself. Investing in your retirement accounts is obviously one of the easiest strategies to employ when working toward that goal. Additionally, I’m not really a fan of investing in individual stocks, however, with the various apps available, you can often play a little without ruffling your nest egg too much. Which is why today I’m sharing three investing apps I personally utilize to play (learn) and grow my wealth.
March 5, 2019
Why You Will Never Retire to a Life of Leisure

3 Reasons Why You Will Never Retire…to a Life of Leisure

We all have hopes and dreams for retirement — traveling, relaxing, playing golf every day. Personally, I see myself sitting on a beach after a morning of wetting a line (a.k.a. fishing)… basically enjoying the vacation life every day. However, unless you take necessary steps you simply won’t be able to retire to the full lifestyle they often picture in TV commercials and magazine ads.
February 19, 2019
Are Investment Brokers Worth the fees

FEES! FEES! FEES! Are Investment Brokers Worth It?

Are investment brokers worth the fees they charge? Ask any investor this question and you likely receive one of the three very short responses: No, maybe, or yes. I will be the first to admit that I have asked myself this question on multiple occasions. Recently I was reviewing a prospective client’s investment account and asked, “Why is she even paying this person?”
February 14, 2019
peer to peer lending

Peer to Peer Lending: An Alternative Source for Loans

Being a business owner often means needing capital, and sometimes you just don’t have the extra money you need. There are times you will want to turn to a traditional financial institution (i.e. a bank or credit union) for help, and there are times that may not be your best option. That’s where peer to peer lending (P2P) could come in. This alternative lending practice has been around for years but has risen in popularity over the last few. However, is it right for you and your business?
August 23, 2018
Top Budgeting Apps and Their Drawbacks

5 Top Budgeting Apps – Their Drawbacks and Benefits

With today’s ever-advancing technology, tracking your finances has never been easier. No matter what route you’re hoping to take with your fiscal matters, there’s likely a website or app to help you get there. Here are my five top budgeting apps that can and will help you keep tabs on your money.