Understanding the basics of money principles is always a great place to start making your life… Financially Simple.

January 10, 2018

Do Extra Mortgage Payments Really Help?

When it comes to paying your mortgage everyone knows you can save money on the interest by shelling out a little more and applying it to the principal. That means additional principal payments benefit you later on, right? You may also view one dollar today as the same dollar tomorrow. However, that’s not technically true. It depends on how much and why you spend it. If that seems a little confusing, let me break it down a bit more for you.  That way you’ll know how much you really are or are not saving.
November 16, 2017

Ten Types of Investment Risk: Finance 101

 It never fails—when I have new clients coming in, they say they want all of the upside but none of the downside. Basically, they want their investment cake and to eat it too. However, the truth is you can’t invest without taking some risks. You need to understand the types of risk in investing that warrant concern and the types that are best left to the experts to worry about. Let’s discuss the types of investment risks and their causes.
November 4, 2017

5 Tips How You Can Make Money on YouTube

When it comes to digital video content, we all know that YouTube is the king of content. When I started my blog, I also created a YouTube channel to host the videos that I create for you. For me, it was another excellent avenue for reaching people to help make their lives financially simple. We’ve all heard these crazy success stories of people making hundreds of thousands of dollars a year from their YouTube videos. Many times I get asked, “Justin, do you make any money off those videos?” So I thought I would share some tips with you guys on how your YouTube channel could help you pocket some extra cash.
October 20, 2017

What is a Tax Triangle and Why Does it Matter

The Tax Triangle – a concept I utilize with our clients that we work with for years and years and years. It is a concept I use to illustrate where to position our money today so that we end up with the most favorable income coming to us in retirement… for tax purposes. But what is a Tax Triangle?
October 6, 2017

Would You Invest Your Money the Way You Are Going to Invest Mine?

Job interviews can be one of the most nerve-racking experiences anyone faces. It is like playing 20 questions with someone you barely know. Obviously, the point is to get to know them thoroughly and find out if they will be a good fit for a company. The same process goes into hiring a CERTIFIED FINANCIAL PLANNER™. Each prospective client we talk with typically brings a myriad of questions for us to answer. Being a CERTIFIED FINANCIAL PLANNER™ in Knoxville, TN doesn’t mean I just get interviewed by local individuals. I actually have clients all over the country, and one question that is almost always asked is this: “Justin, would you invest your money the way you are going to invest mine?”
October 6, 2017

The Millionaire Club – Do What Millionaires Do to Become One

There’s a study I like to read every year it’s done by the Spectrum Group Research Group, that provides some fascinating information concerning millionaires. In this particular study is a survey of American millionaires. I’m going to working hard to be part of the millionaire club!  See I want to be a millionaire. I mean I really, really, really, really, want to be a millionaire. They surveyed millionaires from across the United States about how they spend and invest their money. When we can see what they are doing it can be a lesson on what we need to emulate to reach that status as well, right?
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