About Justin Goodbread – Author, Business Strategist, Wealth Manager
Hey, guys! Justin here. Do you look at your monthly budget and scratch your head? Does retirement seem like a mysterious abyss you’ll never actually reach? Well, I’m here to help. I’m a financial advisor that wants to teach you how to take the complexities of finances and make them…SIMPLE.
Imagine that! After all, it’s just money, right?
Interestingly, a recent survey by Wells Fargo recorded that almost half of all Americans say personal finances (44%) is the most difficult topic to discuss with others. Following behind that, death (38%), politics (35%), religion (32%), taxes (21%), and personal health (20%). All which ranked less difficult. So, we’d rather talk about death and taxes before money? WOW!
This got me to wondering why that is. Could it be a lack of education? Perhaps you can’t handle being emotionally wrapped up in your money? Or are you so busy “Keeping up with the Jones” you’ve lost sight of a goal? Whatever the reason, I’m a believer in understanding your money: how it works; how not to let your emotions reign supreme; and the benefits we reap when we sow it correctly. Because of this, I subscribe to the “KISS” theory (Keep It Simple Stupid)! Who wants to think that hard? Especially when it comes to money!
So who am I?
Justin Goodbread – the Family Man
For starters, I lucked out and married the most beautiful girl in the world! I have three brilliant children who keep me on my toes. In the last couple of years, we opted to leave the city behind, buying a small farm in the country and building a small farmhouse. Our collection of goats, chickens, turkeys, guinea fowl, rabbits, dogs keeps us on our toes. We love watching the deer and all sorts of other critters roaming the woods around us every day. Recently one of my dreams came true: I bought a tractor!!! You can’t have a farm without a tractor, right?
I’m also an avid outdoorsman, as is the rest of my family. We love camping, hunting, fishing, hiking, and traveling. If it’s outside, then count us in!
I successfully completed and survived (yes, I mean survived) several Half Ironmans, marathons, and other endurance events.
I have a goal of completing a “pie-atholon” as well. That means I hope to taste 5,000,000 different pizza combinations because I LOVE PIZZA! But who doesn’t??
Justin Goodbread – the Business Owner
After several years of working in a large wealth management firm, my business partner and I ventured out on our own in 2009. We started Heritage Investors, a wealth management company in Knoxville, TN. The incredible journey has landed us features in several national magazines. Our boutique planning firm, snagged a full-page article, “Southeastern Leader in Wealth Management,” in a feature by Forbes magazine. And our work here on building the Financially Simple website and media outlets have landed us the coveted Investopedia Top 100 Advisor in 2018 and 2019!
As a CERTIFIED FINANCIAL PLANNER™ or what I prefer to call a Wealth Manager. I spend most of my time working with business owners. Not only am I a business owner, but I’ve also owned and operated several businesses since the age of 15. Over the past 20+ years, I started and sold three companies for a profit. I also purchased companies with many successes (and many failures). It has been a remarkable learning experience.
That’s why I love working with business owners. I know what it’s like to have employees depending on you to process payroll. I know the struggle of deciding about health insurance. Owning your own business is about monitoring increasing competition, market volatility, legal changes, and other business “setbacks”. My point is, with 20 years of wealth and financial planning experience there probably isn’t a business challenge in which I haven’t personally experienced (or at the very least had a client who experienced it) that we have worked through.
Justin Goodbread – the Educator
With Heritage Investors humming along, I am adding time building the business: FinanciallySimple.com. It was conceived with the simple goal – helping business owners realize they have a life outside their company. The way my team and I are working to achieve this goal is through education. Owners must, in addition to growing their business, grow its SELLABLE value. I mean, when it is time for you to leave the business, if you don’t have an asset that someone will want to buy, then you are essentially working a stressful, high-risk day job.
So walk with me as I tackle American’s most dreaded topic (finances)! If you have questions, feel free to ask. If you want to become a client and have your business and personal finances managed by my hand-picked team, we can do that too.
Let’s work to make your money and your life simple… Financially Simple.